Déterminants du refus de financement des petites et moyennes entreprises par la banque de gestion et de financement
| dc.contributor.author | Nsengiyumva, Remy | |
| dc.contributor.author | Sous la direction du : Pr. Prisca Niyuhire | |
| dc.date.accessioned | 2026-04-16T09:57:07Z | |
| dc.date.available | 2026-04-16T09:57:07Z | |
| dc.date.issued | 2022-12 | |
| dc.description | Mémoire présenté et défendu publiquement en vue d’obtenir le Diplôme de Mastère en Sciences de Gestion Option : Finance | |
| dc.description.abstract | The objective of our study is to identify the factors that explain the non-access of Small and Medium Enterprises to financing by the BGF. To provide some answers to our problem, we conducted a survey with the BGF, on a sample of 135 SMEs out of 210 that applied for credits during the 2017-2019 period. After performing a logit regression, the results obtained show that the major problems encountered by SMEs in accessing this financing are the non-existence of reliable guarantees and the non-moving account. We have suggested the creation of a guarantee fund by the State to support the need for financing of SMEs with banks, the reduction of guarantees required by banks to take into account the specificities of SMEs. | |
| dc.identifier.uri | https://repository.ub.edu.bi/handle/123456789/2259 | |
| dc.language.iso | fr | |
| dc.publisher | UB: FSE | |
| dc.title | Déterminants du refus de financement des petites et moyennes entreprises par la banque de gestion et de financement |