Browsing by Author "Sous la direction de : Dr. Ir. Ngendakumana Serge (PhD)"

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    Systèmes de financement des exploitations agricoles durables et leur implication sur l’autonomisation des ménages ruraux dans la région de KIRIMIRO
    (UB, EANSI, 2025-11) Nahayo, Innocent; Sous la direction de : Dr. Ir. Ngendakumana Serge (PhD)
    Many households have land to cultivate but their capacity for self-financing is insufficient. Moreover, the implementation of farmer support methods aims to increase agricultural production, which should promote household income growth and ensure the satisfaction of their nutritional needs. The implementation of methods to support farmers aims to increase agricultural production, which should promote the growth of household incomes and ensure the fulfillment of their nutritional needs. This thesis aims to study the impact of the financing system for sustainable agricultural farms on the empowerment of rural households, as well as the factors influencing member dropout within Mutual Support and Stimulation Groups (GSEMs) in the KIRIMIRO region. The primary data come from a survey conducted in June 2025 among 260 farming households from the communes of Gitega in Gitega province, and Ndava and NYABIHANGA in Mwaro province. The target population includes both households benefiting from the Association for Peasant Dignity (ADIP) financing and those without any access to funding. The descriptive analysis considered the characteristics of the agricultural farms, while the econometric analysis was performed using two models: linear and logit. The comparison of average incomes between the two groups was carried out using SPSS and STATA software. On one hand, variables such as the mastery of credit repayment methods and the flexibility of credit significantly reduce member dropout in GSEMs at the 1% level, whereas financial difficulties and the quality of services provided by GSEMs increase dropout at the 5% level. Among the six variables included in the multiple linear regression model, three are significant at the 1% level: access to financing, income-generating activities, and farm size; while the use of organic fertilizer, agroforestry practices, and livestock ownership are significant at the 5% level. The Fisher test confirms joint significance at the 1% level. On the other hand, the analysis of the effect of access to financing on household autonomy shows that the ability to immediately pay for healthcare, the ability to promptly pay children’s school fees, the creation of income-generating activities, and agricultural income are the main indicators of autonomy among financed households.